Looking for Landscaping Insurance in Hicksville?

Landscaping businesses work outdoors, on other people’s property, and often with heavy equipment — mowers, trimmers, chainsaws, and trucks hauling trailers full of gear. That mix of factors means even a routine job carries real exposure to property damage, injury, or equipment loss. Landscaping insurance is designed to cover those everyday risks so a single accident doesn’t put your business at risk.

Whether you handle residential lawn care, commercial grounds maintenance, hardscaping, or seasonal snow removal, the right policy protects your crew, your equipment, and your bottom line.

How much does Landscaping Insurance cost?

A landscaping policy is usually built from a mix of coverages that match how your business actually operates.

Coverage often includes:

• General Liability (third-party injury or property damage)
• Commercial Auto (trucks, trailers, hauling equipment)
• Tools & Equipment coverage (mowers, trimmers, blowers, etc.)
• Workers’ Compensation
• Inland Marine (for equipment moved between job sites)
• Umbrella/Excess Liability for added protection

Common risks landscaping contractors face:

• Damage to a client’s property (flower beds, fencing, irrigation, hardscaping)
• Debris or rocks thrown from mowers/trimmers causing injury or damage
• Vehicle accidents while transporting crew or equipment
• Theft of equipment from trucks, trailers, or job sites
• Injuries from equipment use (chainsaws, mowers, power tools)

Your final cost depends on crew size, annual revenue, the type of work you do (mowing vs. hardscaping vs. snow removal), and your claims history.

How to get started on your Landscaping quote

You can either call our office, or start your quotes below, and submit some basic information. Either way, we’ll make the process as simple as possible!